EXPLORE MORTGAGES
Our mortgage advice hub is designed for individuals, landlords, and those looking for commercial financing. It covers a variety of choices, including porting, bridging, secured loans, debt consolidation, self-build and development financing, and retirement lending.
Whether you want to buy your first house, invest in property, or obtain financing for a commercial project, there are personalised options to match your individual requirements. Our team of specialist no-fee mortgage brokers in Yeovil, Somerset can walk you through the process and help you choose the right mortgage rates and terms for your needs.
Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage
Personal Mortages
Personal mortgages encompass many situations and types of customers. Primarily, this includes; first-time buyers, home movers, those looking to remortgage on a like-for-like basis or increase their borrowing for things like home improvements, and debt consolidation.
We may also be able to meet your requirements by porting your mortgage, taking a further advance with your current lender, or obtaining a second charge mortgage. Our job is to carefully weigh which solutions are most appropriate for your individual needs.
Our processes are designed to streamline and simplify the mortgage application, making it as easy and straightforward as possible, and providing you with all the information you need to make an informed decision. All without paying us a penny!
Commercial, most Buy to Let mortgages and some Bridging Finance are not regulated by the Financial Conduct Authority
Buy To Let & Commercial Finance
We provide unique insights into the UK buy-to-let market and advice on the key variables to consider while navigating the buy-to-let and commercial finance landscapes.
From comprehending current market trends to offering information on various financing options, we strive to provide you with the knowledge and resources you need to make informed decisions.
Our team based in Yeovil, Somerset is committed to assisting you in finding the best solutions for your investment objectives, whether it's obtaining a buy-to-let mortgage or securing financing for commercial properties. All of course, for absolutely no charge by us. That's right! We are the only no-fee mortgage advisers in Yeovil, Somerset.
With our knowledge and tailored approach, we can assist you in navigating the complexity of the UK market and making the most of your investment prospects. There is absolutely no fee for our buy to let mortgage advice.
A lifetime mortgage is not suitable for everyone and may affect your entitlement to means tested benefits, so it is important to seek financial advice before taking any action. If you are considering releasing equity from your home, you should consider all options available before equity release.
The interest that may be accrued over the long term with a Lifetime Mortgage, may mean it is not the cheapest solution. As interest is charged on both the original loan and the interest that has been added, the amount you owe will increase over time, reducing the equity left in your home and the value of any inheritance, potentially to nothing.
Although the final decision is yours, you are encouraged to discuss your plans with your family and beneficiaries, as a Lifetime Mortgage could have an impact on any potential inheritance. We would also encourage you to invite them to join any meetings with your Financial Adviser so they can ask questions and join in the decision, as we believe it is better to discuss your decision with them before you go ahead. This is a referral service.
Later Life Borrowing
Borrowing in retirement in the UK has grown significantly easier in recent years. There are now other options available, including longer terms on regular mortgages with pension, savings, and investment income, retirement interest-only mortgages, lifetime mortgages, and equity release. Furthermore, you may be able to avoid taking on new debt by downsizing.
These choices give people in their senior years more freedom in accessing the funds they need, whether for home modifications, living expenditures, or other financial needs.
Individuals can now make informed decisions that are tailored to their specific circumstances and financial goals.
Get Mortgage Ready - Quick Tips
Getting ready a mortgage application can be challenging, yet with proper planning, and help from our no-fee mortgage advisers in Yeovil, Somerset, it can be made much easier.
Self-employed individuals: must provide business accounts and tax returns, as well as have been in business for at least a year.
Individuals who are retired: should be able to support themselves through savings, pensions, and investments. If you do not meet the affordability standards, you may be able to release equity from your home through a lifetime mortgage or by downsizing.
Experienced landlords: will need to show rental income and rental property ownership. First-time landlords are often required to own their own home, but there are alternatives if they do not.
Regardless of your status, you must be prepared and understand your financial circumstances before applying for a mortgage.
By following these suggestions and obtaining our guidance, you can improve your chances of being approved for a mortgage.
Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up with your mortgage repayments.
You may have to pay an early repayment charge to your existing lender if you remortgage.
The Financial Conduct Authority does not regulate most Buy to Let Mortgages
Get In Touch
Send us a quick message with a little detail of what you would like help with. We'll get back to you quicker than you can say supercalifragilisticexpialidocious!